Save money on the best credit card deals

Find cheap credit cards by comparing the best deals with balance transfer offers and low interest rates.
NAB Low Rate Card
  • 0% p.a. on purchases for the first 12 months
  • 4.99% p.a on balance transfers for 6 months
  • Secure online application. Get a response in 60 seconds.
purchase rate
0% for 12 months then 13.99%
balance transfer rate
4.99% for 6 months
annual fee
$59
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More info
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
1.75%, Min $1.75
Woolworths Money Everyday Platinum Credit Card
  • $0 annual fee for the first year. Apply by 31 July 2015
  • Get a $100 Woolworths Gift Card after your first purchase
  • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online
purchase rate
19.99%
balance transfer rate
0% for 14 months and then 21.99%
annual fee
$49 $0 in the first 1 year
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More info
Interest free days
55
Rewards description
Gift card sent automatically every 4 months if enough points have been accrued.
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
3%, minimum $5
ANZ Low Rate
  • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 30 June 2015
  • Low ongoing interest rate of 13.49% p.a. on purchases
  • Up to 55 days interest free on purchases
purchase rate
13.49%
balance transfer rate
0% for 16 months (2.00% handling fee)
annual fee
$58
Go to site
More info
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
St.George Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 0% p.a. on purchases for the first 3 months
  • $99 annual fee
purchase rate
0% for 3 months then 12.74%
balance transfer rate
0% for 20 months and then 21.49%
annual fee
$99
Go to site
More info
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
American Express Platinum Edge Credit Card
  • $195 annual fee
  • Complimentary domestic economy return flight
  • 3 bonus points per dollar spent on eligible purchases
purchase rate
20.74%
balance transfer rate
0.99% for 6 months (1.00% handling fee)
annual fee
$195
Go to site
More info
Interest free days
55
Rewards description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Westpac Low Rate - Online Only Offer
  • 0% p.a. rate on balance transfers for 18 months when requested at card application
  • 0% p.a. on purchases for the first 3 months
  • Online only offer for applications approved by 30 September 2015
purchase rate
0% for 3 months then 13.49%
balance transfer rate
0% for 18 months and then 21.49%
annual fee
$59
Go to site
More info
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50, Max $150
NAB Premium Card - Online Offer
  • 0% p.a. on balance transfers for 18 months (2% balance transfer fee applies)
  • Complimentary insurances including overseas travel insurance
  • Up to 44 days interest free on purchases
purchase rate
19.74%
balance transfer rate
0% for 18 months (2.00% handling fee)
annual fee
$90
Go to site
More info
Interest free days
44
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
1.75%, Min $1.75
St.George Vertigo
  • 0% p.a. on balance transfers for the first 18 months
  • 0% p.a. on purchases for the first 3 months
  • Up to 55 interest free days on purchases
purchase rate
0% for 3 months then 13.24%
balance transfer rate
0% for 18 months and then 21.49%
annual fee
$55
Go to site
More info
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
Coles No Annual Fee MasterCard
  • Up to 62 days interest free on purchases when you pay the full balance off each month.
  • 1 point per $2 you spend everywhere.
  • No annual fee. Ever.
purchase rate
19.99%
balance transfer rate
0% for 6 months
annual fee
$0
Go to site
More info
Interest free days
62
Rewards description
Earn 1 flybuys point for every $2 you spend.
Interest rate on cash withdrawals
19.99%
Fee for cash withdrawals
3%, Min $1.95
Virgin Money No Annual Fee Card
  • 0.9% p.a. on balance transfers for 15 months
  • No annual fee for the life of the card
  • Up to 44 interest free days on purchases
purchase rate
18.99%
balance transfer rate
0.90% for 15 months and then 20.99%
annual fee
$0
Go to site
More info
Interest free days
44
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2.7%, Min $2.70
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NAB Low Rate Card
  • 0% p.a. on purchases for the first 12 months
  • 4.99% p.a on balance transfers for 6 months
  • Secure online application. Get a response in 60 seconds.
purchase rate
0% for 12 months then 13.99%
balance transfer rate
4.99% for 6 months
annual fee
$59
Go to site
More info
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
1.75%, Min $1.75
ANZ Low Rate
  • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 30 June 2015
  • Low ongoing interest rate of 13.49% p.a. on purchases
  • Up to 55 days interest free on purchases
purchase rate
13.49%
balance transfer rate
0% for 16 months (2.00% handling fee)
annual fee
$58
Go to site
More info
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
Westpac Low Rate - Online Only Offer
  • 0% p.a. rate on balance transfers for 18 months when requested at card application
  • 0% p.a. on purchases for the first 3 months
  • Online only offer for applications approved by 30 September 2015
purchase rate
0% for 3 months then 13.49%
balance transfer rate
0% for 18 months and then 21.49%
annual fee
$59
Go to site
More info
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50, Max $150
NAB Premium Card - Online Offer
  • 0% p.a. on balance transfers for 18 months (2% balance transfer fee applies)
  • Complimentary insurances including overseas travel insurance
  • Up to 44 days interest free on purchases
purchase rate
19.74%
balance transfer rate
0% for 18 months (2.00% handling fee)
annual fee
$90
Go to site
More info
Interest free days
44
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
1.75%, Min $1.75
ANZ Platinum
  • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 30 June 2015
  • No annual fee in the first year
  • Enjoy complimentary overseas travel and medical insurance
purchase rate
19.74%
balance transfer rate
0% for 16 months (2.00% handling fee)
annual fee
$87 $0 when you spend over $20,000 p.a, $0 in the first 1 year
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More info
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%
ANZ Low Rate Platinum
  • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 30 June 2015
  • Ongoing interest rate of 13.49% p.a. on purchases
  • Enjoy complimentary overseas travel and medical insurance
purchase rate
13.49%
balance transfer rate
0% for 16 months (2.00% handling fee)
annual fee
$99
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More info
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
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NAB Low Rate Card
  • 0% p.a. on purchases for the first 12 months
  • 4.99% p.a on balance transfers for 6 months
  • Secure online application. Get a response in 60 seconds.
purchase rate
0% for 12 months then 13.99%
balance transfer rate
4.99% for 6 months
annual fee
$59
Go to site
More info
Introductory interest rate
0% for 12 months
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
1.75%, Min $1.75
Bank of Melbourne Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 0% p.a on purchases for the first 3 months
  • $99 annual fee
purchase rate
0% for 3 months then 12.74%
balance transfer rate
0% for 20 months and then 21.49%
annual fee
$99
Go to site
More info
Introductory interest rate
0% for 3 months
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
ANZ Low Rate
  • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 30 June 2015
  • Low ongoing interest rate of 13.49% p.a. on purchases
  • Up to 55 days interest free on purchases
purchase rate
13.49%
balance transfer rate
0% for 16 months (2.00% handling fee)
annual fee
$58
Go to site
More info
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
Westpac Low Rate - Online Only Offer
  • 0% p.a. rate on balance transfers for 18 months when requested at card application
  • 0% p.a. on purchases for the first 3 months
  • Online only offer for applications approved by 30 September 2015
purchase rate
0% for 3 months then 13.49%
balance transfer rate
0% for 18 months and then 21.49%
annual fee
$59
Go to site
More info
Introductory interest rate
0% for 3 months
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50, Max $150
St.George Vertigo
  • 0% p.a. on balance transfers for the first 18 months
  • 0% p.a. on purchases for the first 3 months
  • Up to 55 interest free days on purchases
purchase rate
0% for 3 months then 13.24%
balance transfer rate
0% for 18 months and then 21.49%
annual fee
$55
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More info
Introductory interest rate
0% for 3 months
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
St.George Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 0% p.a. on purchases for the first 3 months
  • $99 annual fee
purchase rate
0% for 3 months then 12.74%
balance transfer rate
0% for 20 months and then 21.49%
annual fee
$99
Go to site
More info
Introductory interest rate
0% for 3 months
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
ANZ Low Rate Platinum
  • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 30 June 2015
  • Ongoing interest rate of 13.49% p.a. on purchases
  • Enjoy complimentary overseas travel and medical insurance
purchase rate
13.49%
balance transfer rate
0% for 16 months (2.00% handling fee)
annual fee
$99
Go to site
More info
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
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Westpac Altitude Platinum - Online Only Offer
  • Enjoy 0% p.a. for 3 months on purchases from card approval
  • 0% p.a. for 20 months on balance transfers at card application
  • Complimentary insurance cover
balance transfer rate
0% for 20 months and then 21.24%
purchase rate
0% for 3 months then 20.24%
annual fees
$150 $0 in the first year for existing Westpac customers
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More info
Introductory interest rate
0% for 3 months
Interest free days
45
Rewards description
Points are automatically credited to the Qantas Frequent Flyer program.
Interest rate on cash withdrawals
21.24%
Fee for cash withdrawals
2%, Min $2.50, Max $150
St.George Vertigo
  • 0% p.a. on balance transfers for the first 18 months
  • 0% p.a. on purchases for the first 3 months
  • Up to 55 interest free days on purchases
balance transfer rate
0% for 18 months and then 21.49%
purchase rate
0% for 3 months then 13.24%
annual fees
$55
Go to site
More info
Introductory interest rate
0% for 3 months
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
Woolworths Money Everyday Platinum Credit Card
  • $0 annual fee for the first year. Apply by 31 July 2015
  • Get a $100 Woolworths Gift Card after your first purchase
  • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online
balance transfer rate
0% for 14 months and then 21.99%
purchase rate
19.99%
annual fees
$49 $0 in the first 1 year
Go to site
More info
Interest free days
55
Rewards description
Gift card sent automatically every 4 months if enough points have been accrued.
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
3%, minimum $5
ANZ Low Rate
  • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 30 June 2015
  • Low ongoing interest rate of 13.49% p.a. on purchases
  • Up to 55 days interest free on purchases
balance transfer rate
0% for 16 months (2.00% handling fee)
purchase rate
13.49%
annual fees
$58
Go to site
More info
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
Westpac Low Rate - Online Only Offer
  • 0% p.a. rate on balance transfers for 18 months when requested at card application
  • 0% p.a. on purchases for the first 3 months
  • Online only offer for applications approved by 30 September 2015
balance transfer rate
0% for 18 months and then 21.49%
purchase rate
0% for 3 months then 13.49%
annual fees
$59
Go to site
More info
Introductory interest rate
0% for 3 months
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50, Max $150
Coles No Annual Fee MasterCard
  • Up to 62 days interest free on purchases when you pay the full balance off each month.
  • 1 point per $2 you spend everywhere.
  • No annual fee. Ever.
balance transfer rate
0% for 6 months
purchase rate
19.99%
annual fees
$0
Go to site
More info
Interest free days
62
Rewards description
Earn 1 flybuys point for every $2 you spend.
Interest rate on cash withdrawals
19.99%
Fee for cash withdrawals
3%, Min $1.95
Bankwest More MasterCard
  • 2.99% p.a on balance transfers for 9 months
  • Receive up to 8,000 introductory bonus rewards points
  • Up to 55 interest free days on purchases
balance transfer rate
2.99% for 9 months
purchase rate
19.99%
annual fees
$70
Go to site
More info
Interest free days
55
Rewards description
Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
St.George Amplify Signature
  • 0% p.a. on purchases for the first 3 months
  • 0% p.a. on balance transfers for 16 months
  • Our highest uncapped points earn rate
balance transfer rate
0% for 16 months and then 20.74%
purchase rate
0% for 3 months then 19.49%
annual fees
$279
Go to site
More info
Introductory interest rate
0% for 3 months
Interest free days
55
Rewards description
Points are automatically credited to the Qantas Frequent Flyer program.
Interest rate on cash withdrawals
20.74%
Fee for cash withdrawals
2%, Min $2.50
28 Degrees Platinum MasterCard
  • No international transaction fees on purchases and no currency conversion fees
  • $0 annual fee
  • 24/7 Worldwide Concierge Service
balance transfer rate
4.99% for 6 months
purchase rate
20.99%
annual fees
$0
Go to site
More info
Interest free days
55
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
3%, min $4
Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
  • 0% p.a. on balance transfers for 14 months
  • Earn 3x Velocity Points in your first 3 months
  • Half annual fee in the first year, a saving of $65
balance transfer rate
0% for 14 months and then 20.99%
purchase rate
20.74%
annual fees
$129 $64 in the first 1 year
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More info
Interest free days
44
Rewards description
Points are credited to the Velocity program. Buy a Virgin Australia domestic Saver fare and get an exclusive reduced flight offer for you and a friend on the same flight up to 4 times a year.
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2.7%, Min $2.70
Bank of Queensland Blue Visa Credit Card (online offer)
  • 0% p.a on balance transfers for 9 months
  • No annual fee for the first year
  • Rewards program points allow you to fly most major airlines any time with Take Flight
balance transfer rate
0% for 9 months and then 21.74%
purchase rate
20.74%
annual fees
$60 $0 in the first 1 year
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More info
Interest free days
44
Rewards description
Redeem your points for travel, gift cards, retail rewards and shopping vouchers.
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
3.5%, min $3.50
Bank of Queensland Platinum Visa Credit Card (online offer)
  • 0% p.a on balance transfers for 14 months
  • $49 annual fee in the first year, usually $199
  • Apply by 31 August 2015
balance transfer rate
0% for 14 months and then 21.74%
purchase rate
20.74%
annual fees
$199 $49 in the first 1 year
Go to site
More info
Interest free days
55
Rewards description
Redeem your points for travel, gift cards, retail rewards and shopping vouchers.
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
3.5%, min $3.50
Bank of Melbourne Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 0% p.a on purchases for the first 3 months
  • $99 annual fee
balance transfer rate
0% for 20 months and then 21.49%
purchase rate
0% for 3 months then 12.74%
annual fees
$99
Go to site
More info
Introductory interest rate
0% for 3 months
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
St.George Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 0% p.a. on purchases for the first 3 months
  • $99 annual fee
balance transfer rate
0% for 20 months and then 21.49%
purchase rate
0% for 3 months then 12.74%
annual fees
$99
Go to site
More info
Introductory interest rate
0% for 3 months
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
Bankwest Qantas MasterCard
  • Receive up to 2,000 introductory bonus Qantas Points
  • Up to 0.5 Qantas Points for every $1 spent on eligible purchases
  • Up to 55 interest free days on purchases
balance transfer rate
2.99% for 9 months
purchase rate
20.49%
annual fees
$100
Go to site
More info
Interest free days
55
Rewards description
Points are automatically credited to the Qantas Frequent Flyer program.
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
NAB Low Rate Card
  • 0% p.a. on purchases for the first 12 months
  • 4.99% p.a on balance transfers for 6 months
  • Secure online application. Get a response in 60 seconds.
balance transfer rate
4.99% for 6 months
purchase rate
0% for 12 months then 13.99%
annual fees
$59
Go to site
More info
Introductory interest rate
0% for 12 months
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
1.75%, Min $1.75
ANZ First
  • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 30 June 2015
  • Enjoy the convenience of Visa payWave
  • Up to 44 days interest free on purchases
balance transfer rate
0% for 16 months (2.00% handling fee)
purchase rate
19.74%
annual fees
$30
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More info
Interest free days
44
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%
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Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate Offer
  • 0% p.a. on balance transfers for 6 months
  • 0% p.a. on purchases for up to 12 months
  • Exclusive reduced flights offer when you and a friend travel together. Conditions apply
Purchase Rate
0% for 12 months then 20.74%
Balance Transfer Rate
0% for 6 months and then 20.99%
Annual Fee
$129
Go to site
More info
Intro Purchase Rate
0% for 12 months
Interest free days
44
Rewards description
Points are credited to the Velocity program. Buy a Virgin Australia domestic Saver fare and get an exclusive reduced flight offer for you and a friend on the same flight up to 4 times a year.
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2.7%, Min $2.70
NAB Low Rate Card
  • 0% p.a. on purchases for the first 12 months
  • 4.99% p.a on balance transfers for 6 months
  • Secure online application. Get a response in 60 seconds.
Purchase Rate
0% for 12 months then 13.99%
Balance Transfer Rate
4.99% for 6 months
Annual Fee
$59
Go to site
More info
Intro Purchase Rate
0% for 12 months
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
1.75%, Min $1.75
Bank of Melbourne Vertigo
  • 0% p.a. on balance transfers for the first 18 months
  • 0% p.a. on purchases for the first 3 months
  • Up to 55 interest free days on purchases
Purchase Rate
0% for 3 months then 13.24%
Balance Transfer Rate
0% for 18 months and then 21.49%
Annual Fee
$55
Go to site
More info
Intro Purchase Rate
0% for 3 months
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
NAB Premium Card - Online Offer
  • 0% p.a. on balance transfers for 18 months (2% balance transfer fee applies)
  • Complimentary insurances including overseas travel insurance
  • Up to 44 days interest free on purchases
Purchase Rate
19.74%
Balance Transfer Rate
0% for 18 months (2.00% handling fee)
Annual Fee
$90
Go to site
More info
Interest free days
44
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
1.75%, Min $1.75
Westpac Low Rate - Online Only Offer
  • 0% p.a. rate on balance transfers for 18 months when requested at card application
  • 0% p.a. on purchases for the first 3 months
  • Online only offer for applications approved by 30 September 2015
Purchase Rate
0% for 3 months then 13.49%
Balance Transfer Rate
0% for 18 months and then 21.49%
Annual Fee
$59
Go to site
More info
Intro Purchase Rate
0% for 3 months
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50, Max $150
St.George Vertigo
  • 0% p.a. on balance transfers for the first 18 months
  • 0% p.a. on purchases for the first 3 months
  • Up to 55 interest free days on purchases
Purchase Rate
0% for 3 months then 13.24%
Balance Transfer Rate
0% for 18 months and then 21.49%
Annual Fee
$55
Go to site
More info
Intro Purchase Rate
0% for 3 months
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
BankSA Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 0% p.a. on purchases for the first 3 months
  • $99 annual fee
Purchase Rate
0% for 3 months then 12.74%
Balance Transfer Rate
0% for 20 months and then 21.49%
Annual Fee
$99
Go to site
More info
Intro Purchase Rate
0% for 3 months
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2.0%, Min $2.50
St.George Amplify Signature
  • 0% p.a. on purchases for the first 3 months
  • 0% p.a. on balance transfers for 16 months
  • Our highest uncapped points earn rate
Purchase Rate
0% for 3 months then 19.49%
Balance Transfer Rate
0% for 16 months and then 20.74%
Annual Fee
$279
Go to site
More info
Intro Purchase Rate
0% for 3 months
Interest free days
55
Rewards description
Points are automatically credited to the Qantas Frequent Flyer program.
Interest rate on cash withdrawals
20.74%
Fee for cash withdrawals
2%, Min $2.50
See all cards
Health check my card
Virgin Money No Annual Fee Card
  • 0.9% p.a. on balance transfers for 15 months
  • No annual fee for the life of the card
  • Up to 44 interest free days on purchases
annual fees
$0
purchase rate
18.99%
Balance transfer rate
0.90% for 15 months and then 20.99%
Go to site
More info
interest free days
44
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2.7%, Min $2.70
Coles No Annual Fee MasterCard
  • Up to 62 days interest free on purchases when you pay the full balance off each month.
  • 1 point per $2 you spend everywhere.
  • No annual fee. Ever.
annual fees
$0
purchase rate
19.99%
Balance transfer rate
0% for 6 months
Go to site
More info
interest free days
62
Rewards description
Earn 1 flybuys point for every $2 you spend.
Interest rate on cash withdrawals
19.99%
Fee for cash withdrawals
3%, Min $1.95
Westpac Low Rate - Online Only Offer
  • 0% p.a. rate on balance transfers for 18 months when requested at card application
  • 0% p.a. on purchases for the first 3 months
  • Online only offer for applications approved by 30 September 2015
annual fees
$59
purchase rate
0% for 3 months then 13.49%
Balance transfer rate
0% for 18 months and then 21.49%
Go to site
More info
interest free days
55
Introductory interest rate
0% for 3 months
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50, Max $150
Woolworths Money Everyday Platinum Credit Card
  • $0 annual fee for the first year. Apply by 31 July 2015
  • Get a $100 Woolworths Gift Card after your first purchase
  • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online
annual fees
$49 $0 in the first 1 year
purchase rate
19.99%
Balance transfer rate
0% for 14 months and then 21.99%
Go to site
More info
interest free days
55
Rewards description
Gift card sent automatically every 4 months if enough points have been accrued.
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
3%, minimum $5
Bankwest Zero
  • No annual fee, ever
  • 2.99% p.a. on balance transfers for 9 months
  • Up to 55 days interest free on purchases
annual fees
$0
purchase rate
17.99%
Balance transfer rate
2.99% for 9 months
Go to site
More info
interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
NAB Low Fee Card
  • No annual fee for the first year. Low $30 annual fee thereafter.
  • 4.99% p.a on balance transfers for 6 months.
  • Complimentary Purchase Protection Insurance.
annual fees
$30 $0 in the first 1 year
purchase rate
19.74%
Balance transfer rate
4.99% for 6 months
Go to site
More info
interest free days
44
Rewards description
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
1.75%, Min $1.75
28 Degrees Platinum MasterCard
  • No international transaction fees on purchases and no currency conversion fees
  • $0 annual fee
  • 24/7 Worldwide Concierge Service
annual fees
$0
purchase rate
20.99%
Balance transfer rate
4.99% for 6 months
Go to site
More info
interest free days
55
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
3%, min $4
American Express Velocity Escape Card
  • 0.99% p.a. on balance transfers for the first 6 months
  • No annual fee
  • Earn up to 7,500 bonus Velocity Points, limited time only
annual fees
$0
purchase rate
20.74%
Balance transfer rate
0.99% for 6 months (1.00% handling fee)
Go to site
More info
interest free days
44
Rewards description
Points automatically transferred to your Velocity account
HSBC Platinum Credit Card
  • $0 annual fee for life
  • Earn 1 Rewards Point on every dollar you spend on eligible purchases
  • 0% p.a. on balance transfers for 8 months. Conditions apply
annual fees
$0
purchase rate
19.99%
Balance transfer rate
0% for 8 months and then 21.99%
Go to site
More info
interest free days
55
Rewards description
Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
3%, min $4.00
St.George Vertigo
  • 0% p.a. on balance transfers for the first 18 months
  • 0% p.a. on purchases for the first 3 months
  • Up to 55 interest free days on purchases
annual fees
$55
purchase rate
0% for 3 months then 13.24%
Balance transfer rate
0% for 18 months and then 21.49%
Go to site
More info
interest free days
55
Introductory interest rate
0% for 3 months
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
Bank of Queensland Blue Visa Credit Card (online offer)
  • 0% p.a on balance transfers for 9 months
  • No annual fee for the first year
  • Rewards program points allow you to fly most major airlines any time with Take Flight
annual fees
$60 $0 in the first 1 year
purchase rate
20.74%
Balance transfer rate
0% for 9 months and then 21.74%
Go to site
More info
interest free days
44
Rewards description
Redeem your points for travel, gift cards, retail rewards and shopping vouchers.
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
3.5%, min $3.50
ANZ First
  • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 30 June 2015
  • Enjoy the convenience of Visa payWave
  • Up to 44 days interest free on purchases
annual fees
$30
purchase rate
19.74%
Balance transfer rate
0% for 16 months (2.00% handling fee)
Go to site
More info
interest free days
44
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%
HSBC Credit Card
  • $0 annual fee for the life of the card
  • 0% p.a. on balance transfers for 6 months
  • Up to 55 days interest free on purchases
annual fees
$0
purchase rate
17.99%
Balance transfer rate
0% for 6 months and then 21.99%
Go to site
More info
interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
3%, min $4.00
ANZ First - Student Offer
  • Eligible students receive $0 annual fee in the first year
  • Enjoy the convenience of Visa payWave
  • Up to 44 days interest free on purchases
annual fees
$30 $0 in the first 1 year
purchase rate
19.74%
Go to site
More info
interest free days
44
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%
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Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
  • 0% p.a. on balance transfers for 14 months
  • Earn 3x Velocity Points in your first 3 months
  • Half annual fee in the first year, a saving of $65
purchase rate
20.74%
annual fees
$129 $64 in the first 1 year
Balance transfer rate
0% for 14 months and then 20.99%
Go to site
More info
rewards_description
Points are credited to the Velocity program. Buy a Virgin Australia domestic Saver fare and get an exclusive reduced flight offer for you and a friend on the same flight up to 4 times a year.
Interest free days
44
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
2.7%, Min $2.70
St.George Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 0% p.a. on purchases for the first 3 months
  • $99 annual fee
purchase rate
0% for 3 months then 12.74%
annual fees
$99
Balance transfer rate
0% for 20 months and then 21.49%
Go to site
More info
Introductory interest rate
0% for 3 months
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
Woolworths Money Everyday Platinum Credit Card
  • $0 annual fee for the first year. Apply by 31 July 2015
  • Get a $100 Woolworths Gift Card after your first purchase
  • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online
purchase rate
19.99%
annual fees
$49 $0 in the first 1 year
Balance transfer rate
0% for 14 months and then 21.99%
Go to site
More info
rewards_description
Gift card sent automatically every 4 months if enough points have been accrued.
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
3%, minimum $5
ANZ Low Rate Platinum
  • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 30 June 2015
  • Ongoing interest rate of 13.49% p.a. on purchases
  • Enjoy complimentary overseas travel and medical insurance
purchase rate
13.49%
annual fees
$99
Balance transfer rate
0% for 16 months (2.00% handling fee)
Go to site
More info
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
2%
Bankwest Qantas Platinum MasterCard
  • Receive up to 8,000 introductory bonus Qantas Points
  • Up to 0.75 Qantas Points for every $1 spent on eligible purchases
  • Complimentary Credit Card Travel Insurance
purchase rate
20.49%
annual fees
$160
Balance transfer rate
2.99% for 9 months
Go to site
More info
rewards_description
Points are automatically credited to the Qantas Frequent Flyer program.
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
NAB Premium Card - Online Offer
  • 0% p.a. on balance transfers for 18 months (2% balance transfer fee applies)
  • Complimentary insurances including overseas travel insurance
  • Up to 44 days interest free on purchases
purchase rate
19.74%
annual fees
$90
Balance transfer rate
0% for 18 months (2.00% handling fee)
Go to site
More info
Interest free days
44
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
1.75%, Min $1.75
28 Degrees Platinum MasterCard
  • No international transaction fees on purchases and no currency conversion fees
  • $0 annual fee
  • 24/7 Worldwide Concierge Service
purchase rate
20.99%
annual fees
$0
Balance transfer rate
4.99% for 6 months
Go to site
More info
Interest free days
55
Interest rate on cash withdrawals
20.99%
Fee for cash withdrawals
3%, min $4
ANZ Platinum
  • 0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 30 June 2015
  • No annual fee in the first year
  • Enjoy complimentary overseas travel and medical insurance
purchase rate
19.74%
annual fees
$87 $0 when you spend over $20,000 p.a, $0 in the first 1 year
Balance transfer rate
0% for 16 months (2.00% handling fee)
Go to site
More info
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%
American Express Platinum Edge Credit Card
  • $195 annual fee
  • Complimentary domestic economy return flight
  • 3 bonus points per dollar spent on eligible purchases
purchase rate
20.74%
annual fees
$195
Balance transfer rate
0.99% for 6 months (1.00% handling fee)
Go to site
More info
rewards_description
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Interest free days
55
HSBC Platinum Credit Card
  • $0 annual fee for life
  • Earn 1 Rewards Point on every dollar you spend on eligible purchases
  • 0% p.a. on balance transfers for 8 months. Conditions apply
purchase rate
19.99%
annual fees
$0
Balance transfer rate
0% for 8 months and then 21.99%
Go to site
More info
rewards_description
Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
3%, min $4.00
Bank of Melbourne Vertigo Platinum
  • 0% p.a. on balance transfers for the first 20 months
  • 0% p.a on purchases for the first 3 months
  • $99 annual fee
purchase rate
0% for 3 months then 12.74%
annual fees
$99
Balance transfer rate
0% for 20 months and then 21.49%
Go to site
More info
Introductory interest rate
0% for 3 months
Interest free days
55
Interest rate on cash withdrawals
21.49%
Fee for cash withdrawals
2%, Min $2.50
Bankwest More Platinum MasterCard
  • 2.99% p.a on balance transfers for 9 months
  • Receive up to 28,000 introductory bonus rewards points
  • No foreign transaction fees on online and overseas purchases
purchase rate
19.99%
annual fees
$130
Balance transfer rate
2.99% for 9 months
Go to site
More info
rewards_description
Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.
Interest free days
55
Interest rate on cash withdrawals
21.99%
Fee for cash withdrawals
2%, Min $4.00
Bank of Queensland Platinum Visa Credit Card (online offer)
  • 0% p.a on balance transfers for 14 months
  • $49 annual fee in the first year, usually $199
  • Apply by 31 August 2015
purchase rate
20.74%
annual fees
$199 $49 in the first 1 year
Balance transfer rate
0% for 14 months and then 21.74%
Go to site
More info
rewards_description
Redeem your points for travel, gift cards, retail rewards and shopping vouchers.
Interest free days
55
Interest rate on cash withdrawals
21.74%
Fee for cash withdrawals
3.5%, min $3.50
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